Begin by gathering all your ingredients and your baking pan. Preheat your oven to 350°F (175°C). If you're making a homemade chocolate crust, crush your cookies and mix with melted butter before pressing them into the pan.

If you're using a store-bought crust, simply lay it into a greased baking pan. If you made a homemade crust, bake it for 10 minutes to firm it up before adding the cheesecake layer. Allow it to cool slightly after baking.

In a large mixing bowl, use a hand mixer or stand mixer to beat the softened cream cheese with the sugar until the mixture is smooth.

Add the eggs and vanilla extract into the cream cheese mixture. Beat again until it's well combined and fluffy.

Once your cream cheese mixture is ready, pour it over the prepared cookie crust. Use a spatula to spread it evenly across the crust.

Place the baking pan into your preheated oven. Bake until the edges are set and the center has a slight jiggle, which usually takes around 30-35 minutes.

After baking, take the pan out and let it cool to room temperature. Then, transfer it to the refrigerator to chill for at least 3 hours or until fully set.

While the cheesecake is chilling, wash and chop your strawberries and slice your banana.

Once the cheesecake is fully set, take it out of the refrigerator. Top with the sliced bananas and chopped strawberries.

Drizzle chocolate over the top of your fruit-topped cheesecake for a beautiful finish.