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Ultimate Nacho Dip with Cream Cheese

A creamy, zesty dip that's perfect for any gathering, featuring layers of cream cheese, refried beans, salsa, and cheese, served alongside crispy tortilla chips.
Prep Time 10 minutes
Cook Time 25 minutes
Total Time 35 minutes
Course Appetizer, Snack
Cuisine American, Mexican
Servings 8 servings
Calories 300 kcal

Ingredients
  

Base Ingredients

  • 8 oz cream cheese, softened Ensure it's softened for easy mixing.
  • 1 cup shredded cheese (cheddar, Monterey Jack, or a blend)
  • 1 can (15 oz) refried beans This will be the base layer.
  • 1 cup salsa Can adjust spice level based on preference.
  • ½ cup sour cream Can substitute with Greek yogurt for a lower-calorie option.
  • 1 jalapeño, diced (optional for spice) Can adjust based on spice tolerance.
  • ¼ cup green onions, chopped Used for topping.
  • ¼ cup black olives, sliced (optional) For garnish.

For Serving

  • Tortilla chips For dipping.

Instructions
 

Preparation

  • Start by gathering all your ingredients. Ensure the cream cheese is softened to make mixing easier. Chop the green onions and jalapeños, if using, to have everything ready.
  • In a mixing bowl, combine the softened cream cheese and sour cream. Mix until you achieve a smooth consistency.
  • Take your baking dish and spread the refried beans evenly at the bottom.
  • Spoon the cream cheese and sour cream mixture over the layer of refried beans and spread it out evenly.
  • Evenly distribute the salsa over the cream cheese layer.
  • Sprinkle the jalapeños over the salsa layer, if using.
  • Generously sprinkle the shredded cheese over the top of the dip.
  • Place your dip in the preheated oven and bake for 20-25 minutes until the cheese is melted and bubbly.
  • Once baked, remove from the oven and top with chopped green onions and sliced black olives.
  • Serve warm alongside crispy tortilla chips.

Notes

Can be prepared ahead of time. For a vegan version, use plant-based cream cheese and sour cream substitutes.
Keyword Cream Cheese Dip, Easy Recipes, Indulgent Snacks, Nacho Dip, Party Dip